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COASTHILLS FEDERAL CREDIT UNION COMPLETES MERGER AND RENEWS ELEARNING
October 30, 2006

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TFactor, Inc.
3430 E. Russell Rd.
Las Vegas, NV89120
Phone: (702) 2144338
or
International +44(0)2070960436
Fax: (702) 2143420
http://www.tfactor.com

Contact: Terry Omojola, COO


COASTHILLS FEDERAL CREDIT UNION COMPLETES MERGER AND RENEWS ELEARNING

November 1, 2006 Credit Union merger goes smoothly with the help of eLearning solution.

When any client chooses to extend a business relationship with a company, that is the ultimate vote of confidence, a 100% on the "customer satisfaction" survey. CoastHills; a serious believer in eLearning and a proponent of training as a corporate growth strategy renews their KnowledgePortal eLearning contract with T|Factor.

CoastHills Federal Credit Union's (www.coasthills.coop ) Manager of Employee Education and Development, Carolyn White says, "One of our biggest challenges this year was the merger of CoastHills and Atascadero Federal Credit Union. We had to develop an efficient way to integrate new staff quickly. Thanks to our customized corporate university solution STUDIOe, which is powered by T|Factor’s KnowledgePortal, we were able to accomplish all required training for all new staff in a short time with ease.

Terry Omojola, COO of T|Factor stated … “We are proud to continue our partnership with CoastHills. We partnered with them during the development of KnowledgePortal360, the major upgrade to the KnowledgePortal, so we anticipate continuing success in 07 and beyond.”

The KnowledgePortal360 is a next generation eLearning and eMarketing solution that uses a simple user interface to allow nontechnical users to easily store, manage, deliver and track training and communications across the credit union.

A complete knowledge management system for organizations serious about developing a high performance team, increasing service levels and energizing sales and marketing!

About CoastHills Federal Credit Union
CoastHills Federal Credit Union was established in 1958 at Vandenberg Air Force Base to serve the financial needs of its military personnel. Throughout the years, CoastHills has grown into a toprated financial institution serving the San Luis Obispo and northern Santa Barbara Counties, with 10 branches, a call center, online services and much more.

The credit union has over $500 million in assets.

For more information on CoastHills, please visit www.coasthills.coop

About TFactor
TFactor Inc. eLearning and eMarketing Solutions helps companies make elearning part of their business strategy. In today's competitive fastpaced world, learning is crucial to productivity and ongoing business growth. We deliver elearning solutions including planning and design services, content development, and delivery capabilities. It's a combination that's changing the way organizations learn and work.

TFactor specializes in using technology to increase business efficiency and maximize resources particularly in the areas of Training and Marketing.

For more information, please visit www.tfactor.com or contact Terry Omojola at 702-214-4338.
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Press Release Summary

November 1, 2006 Credit Union merger goes smoothly with the help of eLearning solution. When any client chooses to extend a business relationship with a company, that is the ultimate vote of confidence, a 100% on the "customer satisfaction" survey. CoastHills; a serious believer in eLearning and a proponent of training as acorporate growth strategy renews their KnowledgePortal eLearning contract with T|Factor.